The type of credit card best for you

Credit cards can be a lifesaver or tool wrong to keep you poor and forever in debt. They are useful if you know how to use them, how to manage the money you earn and how to spend wisely. They are not for people that have irresponsible consumption habits and lack of sense to save money. Not all credit cards are the same, although they all involve spending which has yet to win. For this reason, consider first and foremost, and especially its ability to always pay on time to obtain one.  Each person has different financial needs that shape different credit card options. Now, having considered this, Let ' s look at the different types of cards for credit and how you can determine which one is for you and how can benefit from using them.

Most people would have a credit card estándar.Esto means having a revolving balance that must be kept below the limit set by the issuer, normally a bank or financial institution. 

  Straining your credit from shopping, to be paid on or before a certain date.You can use your credit again after doing a pago.Las credit card companies are strong in imposing financial charges for your outstanding balance at end of month. They will require that you pay a minimum amount in order to avoid penalties if you are unable to pay the full amount. 

Premium credit cards have more features than estándar.Volver money cards cash, upgrades, reward points and other attractive incentives for the use of this type of travel card.  However, these cards require a minimum income and score to qualify for credit. They also have the highest rates. 

  People who can manage your money wisely will benefit much charge card.  They do not have any credit limit and the balance must be paid full on the due date.  Because of this, issuers not to impose a minimum payment or finances although you will be charged a fee for late payment, including restrictions on charges charge can do or even cancellation of the card.  You also can benefit from cards limited purpose which can be used in specific locations, such as stores or gas stations.Credit cards that are perfect if you don't have a credit history are also insured or have damaged credit.To benefit from this type of card, it is necessary to make a system security that will also be your credit limit on deposit. in addition, prepaid credit cards require load or deposit money in it before they can be used to purchase goods or services.Use as debit cards.There is no minimum payments or financing the cargos.Su credit limit is equal to the amount that has been previously loaded and once used, you need to upload again to continue using it.

The type of card you need depends on several factors, the most important of which is its ability to pay on or before the date of vencimiento.Si you are able to fully pay the balance at the end of the month, it would be better with a crédito.Una card which leads to a low interest rate credit card is good for you if you can not pay full due date.

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